Long Term Care Insurance
Defining Long Term care…
Long Term Care simply means you are going to need some sort of help or assistance for a period of 90 days or longer.
There’s no doubt that as we age the odds of needing care increase.
But today's Long Term Care coverage means much more than "Nursing Home insurance.
The best policies are comprehensive and very flexible.
It doesn't matter if you are 94 suffering from dementia or like Christopher Reeves (Superman) who unfortunately fell off his horse at 40 and needed care until the day he died.
For our clients, Long Term Care planning is geared to keep you in your own home. But it will also cover things like:
• Assisted Living
• Continuing Care Retirement Communities
• Care Coordination Services
• Home Modification
• Adult Day Care
Most importantly for our clients, Long Term Care planning gives you the choice to remain independent in your own home.
However, if you determine that it is necessary a Skilled Nursing Home care will be covered as well.
The best way to decide if Long Term Care protection is right for you is to get all the information you need to understand which solutions work best for you.
Get access to all the information on the licensed carries and solutions in your state.